PRIVACY STATEMENT

The following policy explains how we gather and use personal information in detail. This policy may change from time to time and This website reserves the right to change or modify this policy at any time with or without notice.

By registering and using this Site, you signify your acceptance of this Policy. If you do not agree to the terms of this Policy, in whole or part, you should not use this Site, and should immediately terminate your registration (if you have signed up) by following the instructions in Opting-Out of Further Communications.

Registration:
This website only collects personally identifiable information ("PII") that is volunteered during the registration process or in response to specific information requests. Examples of PII that may be requested include: first and last name, address, email address, and telephone number. If asked for Birth Date, it is strictly used for Identity Verification purposes and not disclosed to anyone outside of the Network. Anybody completing and submitting any of the forms (including our newsletter) on the this website is considered a "registrant." In addition, this website may collect your IP address and information through use of electronic cookies.

When you register with this website you automatically consent to registration in all the other online properties in this website?s network (collectively, the "Network Sites"). Accordingly, This website may share registrant PII with the Network Sites.

By providing PII and other information to this Site, registrant fully understand and unambiguously consent to the collection and processing of such information in, and the transfer of such information to Network Sites, the United States and other countries or territories, in accordance with the terms of this Policy.

Use and Sharing of PII:
This website reserves the right to use registrant PII: (1) for the specific purpose for which such information was provided (including matching registrants with a credit related company or companies); (2) as disclosed at the time such information is provided; and (3) as disclosed in this Policy. However, please note that this website may change this Policy at any time and therefore this website, may, in the future use registrant PII for additional purposes not currently included in this Policy.

Also, this website may share registrant PII with its partners, sponsors, advertisers, service providers and marketers lookup and reference services and any other entities that This website believes are able to provide registrants with special offers and opportunities. Note that although this website advises everyone who receives Registrant PII from this website to support this Policy, this website has no control over such party's information handling practices and is not responsible for any failure of such party to adhere to this Policy.

As a condition of registration, registrants agree that this website may share their PII with the Network Sites and unaffiliated third parties. If you do not agree that this website may share your PII with such entities, you may not register on this website, and if you are already registered, you must immediately terminate your account, by following the instructions in Opting-Out of Further Communications.

Additionally, this website may share Registrant PII in aggregate, non-personal form, with select companies that wish to reach a particular target audience. This information will allow these entities to provide relevant offers to specific registrants.

Finally, this website may disclose registrant PII in order to: (1) comply with applicable laws; (2) respond to governmental inquiries; (3) comply with valid legal process; and (4) protect the rights or property of this website, the Network Sites or other registrants of this Site.

Do Not Call Registry Compliance:
By submitting personal contact and/or financial information through this website, the user hereby grants written permission to this website, its affiliated sites, and its business partners for contact via telephone, mail, and/or e-mail. Further, by registering at this website you are consenting to receive phone calls from this website, its affiliated sites, and its business partners for contact via telephone, including but not limited to lenders that may contact you regarding credit counseling and thereby registrants waive their right to file a claim with the FTC or any other agency in reference to these calls or contacts.

Third Party Offers:
By registering at this website you may receive follow-up contacts/offers from third party companies. We cannot be responsible for the services or representations of third party advertisers.

Links to Other Sites:
This website may contains links to other sites. We are not responsible for the privacy practices or the content of such web sites.

Security, Fraud, and Abuse:
This site has security measures in place to protect the loss, misuse, and alteration of the information under our control. This website regularly reviews these measures to better protect you.

Opting-Out of Further Communications:
This website?s registrants may opt-out of receiving further communications from this website. Registrants may, at any time, choose not to receive promotional emails from this website or the Network (1) following the "unsubscribe" instructions in any e-mail received by registrant, or (2) writing to us at the above address or by using the "Contact Us" email facility and putting "unsubscribe" in the subject line. Note that unsubscribing from one email list does not automatically unsubscribe you from any other email list that you may be on. Please read the email carefully to find out which list you are unsubscribing from.

Must Be 18 Years or Older:
This website or its Network is neither intended for, nor directed to, children under the age of 18. If this website learns that a person who registers on the Site is under the age of 18, this website will promptly delete that individual's registration.

Transfer In Certain Circumstances:
In its sole discretion, this website may transfer, sell or assign information collected on and through this Site, including without limitation, PII and other registrant-provided information, to one or more third parties, as a result of the sale, merger, consolidation, change in control, transfer of substantial assets, reorganization or liquidation of this website and/or Network Sites.

Change in Policy:
This website may, from time to time, amend this Policy, in whole or part, in its sole discretion. Depending on the nature of the change, this website will either announce the change (1) on the privacy policy page of the site, or (2) provide such notice via e-mail to registrants. By not unsubscribing, following the announcement of any changes, you will be deemed to have agreed to such changes. If you do not agree with the terms of this Policy, as it may be amended from time to time, in whole or part, you must terminate your registration by using the Opting Out of Further Communications methods described above.